Banana Republic Rewards Mastercard® (2024)

*Terms and Conditions Apply:

Offer subject to credit approval. This offer is available through this advertisem*nt and may not be accessible elsewhere. Other offers may be available. See Terms and Conditions for pricing and other details.

This one-time offer is valid for eligible cardmembers. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

Earn Points: A Gap Inc. Credit Card must be used as sole payment type. See Reward Program Terms at www.bananarepublic.com/RewardProgramTerms for details about earning and redeeming points and rewards.

5x Earn from account opening through 1/31/23: Banana Republic Rewards Mastercard Cardmembers who apply by 9/30/2022 will earn 5 points for every $1 spent on purchases, outside of Gap Inc. brands, with transaction dates through 1/31/2023. After 1/31/2023, you will earn 1 point for every $1 spent on purchases, outside of Gap Inc. brands. It can take up to 14 days for points to be available for redemption. See Reward Program Terms for details on redeeming points and rewards.

First Purchase Discount: Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Banana Republic Rewards Credit Card Account to receive a 20% discount on your first purchase. If new Account is opened in Banana Republic stores, discount will be applied to first purchase in store made same day. If new Account is opened at bananarepublic.gap.com discount code expires at 11:59pm PT 14 days from date of Account open. Not valid at other brands. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase discount and Family of Brands discounts cannot be combined. Discounts cannot be combined with FitPro, Brand Ambassador, student, or employee discount, but can be combined with one other offer in a single transaction. Excludes gift cards, shipping, taxes, third-party and co-branded merchandise at Banana Republic and Yeezy Gap. No adjustments to previous purchases. Not valid in our Clearance Center. Offer subject to change.

Free Shipping on Purchases of $50 or more: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible program members receive free 3-5 day shipping on orders of $50 or greater.Icon members receive free 2-3 day shipping on orders of $50 or greater. See www.bananarepublic.com/RewardProgramTerms for additional terms and details, including any eligibility restrictions.

The Gap Inc. Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

The Gap Inc. credit card is issued by Barclays Bank Delaware.

*Terms and Conditions Apply:

Offer subject to credit approval. This offer is available through this advertisem*nt and may not be accessible elsewhere. Other offers may be available. See Terms and Conditions for pricing and other details.

This one-time offer is valid for eligible cardmembers. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

Earn Points: A Gap Inc. Credit Card must be used as sole payment type. See Reward Program Terms at www.bananarepublic.com/RewardProgramTerms for details about earning and redeeming points and rewards.

5x Earn from account opening through 1/31/23: Banana Republic Rewards Mastercard Cardmembers who apply by 9/30/2022 will earn 5 points for every $1 spent on purchases, outside of Gap Inc. brands, with transaction dates through 1/31/2023. After 1/31/2023, you will earn 1 point for every $1 spent on purchases, outside of Gap Inc. brands. It can take up to 14 days for points to be available for redemption. See Reward Program Terms for details on redeeming points and rewards.

First Purchase Discount: Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Banana Republic Rewards Credit Card Account to receive a 20% discount on your first purchase. If new Account is opened in Banana Republic stores, discount will be applied to first purchase in store made same day. If new Account is opened at bananarepublic.gap.com discount code expires at 11:59pm PT 14 days from date of Account open. Not valid at other brands. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase discount and Family of Brands discounts cannot be combined. Discounts cannot be combined with FitPro, Brand Ambassador, student, or employee discount, but can be combined with one other offer in a single transaction. Excludes gift cards, shipping, taxes, third-party and co-branded merchandise at Banana Republic and Yeezy Gap. No adjustments to previous purchases. Not valid in our Clearance Center. Offer subject to change.

Free Shipping on Purchases of $50 or more: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible program members receive free 3-5 day shipping on orders of $50 or greater.Icon members receive free 2-3 day shipping on orders of $50 or greater. See www.bananarepublic.com/RewardProgramTerms for additional terms and details, including any eligibility restrictions.

The Gap Inc. Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

The Gap Inc. credit card is issued by Barclays Bank Delaware.

Banana Republic Rewards Mastercard® (2024)

FAQs

Is it hard to get a banana republic credit card? ›

The credit score you need for a Banana Republic Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for this card. The Banana Republic Store Card, though, accepts people with fair credit or better, but it can only be used at Banana Republic and affiliated stores.

Can I use my banana republic Mastercard anywhere? ›

There is a store-only version of the card, but the Banana Republic Rewards Mastercard® Credit Card can be used anywhere Mastercard is accepted. It earns: 5 points for every $1 spent on Gap Inc. brands, in-store and online.

What bank issues the Banana Republic credit card? ›

Credit Cards are issued by Barclays Bank. You can activate your card with Barclays Bank online at bananarepublic.com/activate or by calling 866-503-9448.

What credit bureau does banana republic use? ›

What credit bureau does Banana Republic Store Card use? When you apply for the Banana Republic Store card, the lender is most likely to check your credit report from TransUnion. In fact, Synchrony uses TransUnion nearly exclusively.

What is the easiest card to get approved? ›

Easiest credit cards to get approved for
  • Best for unsecured card: Capital One Platinum Credit Card.
  • Best student dining card: Capital One SavorOne Student Cash Rewards Credit Card.
  • Best for students: Discover it® Student Cash Back.
  • Best for no annual fee: Citi Double Cash® Card.

What is the hardest bank card to get? ›

Centurion® Card from American Express

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

Is Banana Republic a high-end brand? ›

Banana Republic is an American upscale clothing and accessories retailer owned by The Gap.

Does closing a credit card hurt your credit? ›

Closing a charge card won't affect your credit history (history is a factor in your overall credit score). Closing a credit card could hurt your credit score by increasing your credit utilization if you don't pay off all your balances.

What type of credit card is banana republic? ›

Banana Republic Rewards Mastercard
Banana Republic Rewards Mastercard ®
FeesBalance Transfer – Either $5 or 5% of the amount of each transfer, whichever is greater, when using your Mastercard.
Annual fee$0
4 more rows

Can I use my Banana Republic card at J-Crew? ›

If, on the other hand, you have the Banana Republic Store Card, its use will be restricted to U.S.-based Banana Republic, Gap, Old Navy, and Athleta stores, along with their corresponding online stores.

Can I use a Banana Republic credit card at Old Navy? ›

Where can I use the card? You can use your card at any Gap Inc. store, or online, including Old Navy, Gap, Gap Factory store, Banana Republic, Banana Republic Factory store or Athleta. Unfortunately, Intermix, Janie and Jack, and Weddington Way stores do not accept private label credit cards at this time.

Can I pay Banana Republic credit card in store? ›

No, you can't pay your Banana Republic Credit Card in the store.

What credit score company do most banks use? ›

While the FICO® 8 model is the most widely used scoring model for general lending decisions, banks use the following FICO scores when you apply for a mortgage: FICO® Score 2 (Experian) FICO® Score 5 (Equifax) FICO® Score 4 (TransUnion)

How does the Banana Republic card work? ›

Highlights of the Banana Republic Rewards Mastercard®

Earn 5X points per dollar spent within the family of brands and 1X point per dollar spent on other Mastercard purchases. Every 100 rewards points earned gets you a reward dollar toward Gap Inc. brand merchandise.

What is a Banana Republic luxe card? ›

Banana Republic Luxe Card

That means: Earn 5 points for every $1 spent at Gap Inc. brands. $5 Reward for every 500 points earned. Special cardmember only offers and private sales.

What store credit cards are hard to get? ›

The hardest store-affiliated credit card to get is the Costco Anywhere Visa® Card by Citi because it requires excellent credit for approval, which means a credit score of 750 or higher. On top of that, the Costco Credit Card is only available to Costco members.

Which bank approves credit card easily? ›

The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited / poor credit. It offers great rewards and charges a $0 annual fee. Plus, Discover will conduct monthly account reviews after seven months to see if you qualify to get your deposit refunded.

What credit score do you need to get a bank credit card? ›

A credit score of about 700+ will likely qualify you for just about any credit card, including those with cash back rewards, lower annual percentage rates (APRs) and more. However, there are plenty of cards you can get with a score lower than this (more on that later).

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